Periodically it is a good idea to get a copy of your homeowner's insurance loss history report. This is called a CLUE report, and it is available from ChoicePoint or ISO. A reord is kept for five years, so if you have not had a homeowner's insurance claim during the past five years, you will not have a loss history report.
A good claims record can be important if you are selling your home, and also for your current homeowner's insurance rates. Having a claim in the past does not have to pose a problem; any repairs on improvements made to your property can make your home even more attractive to potential buyers and insurers.
Contact your homeowner's insurance agent to be aware of your options.
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