If you have ever had a claim with your homeowner's insurance company, you may have questioned how it was handled or what was covered. This all depends on the coverage you purchased when you last renewed your policy, but it also varies from company to company. Know what you want and expect from your insurance company before you take out a policy.
All homeowner's policies are not created equal. There is a wide disparity in what is covered by the insurance company that insures your home. After a catastrophe or loss you may find out that you were covered very differently from what you had thought. The best thing is to stay in touch with your agent, and ask him or her specific questions about what is covered under the terms of your policy. Insurance coverage is the last place you ever want to be surprised.


Comments