Santa Clarita Insurance Greg Nutter

Santa Clarita Homeowner's Insurance

The rains have finally arrived here in Santa Clarita. Remember that there must be a peril in order for you to have a claim. It may be a different story if the wind blows rain into your home and there is damage. However, if rain get into your house you may be completely responsible for any loss that occurs. It is best to check your home regularly to make sure there are no cracks or openings in the windows or doors, and that everything else is being maintained properly. Check with your insurance agent if you have any other concerns or for more information. I am always available at 661-288-2001.

Earthquake Insurance in Santa Clarita

Is Santa Clarita due for another earthquake any time soon? No one can tell you that, but it may be time to think about having your home insured in case of earthquake damage. After the 1994 earthquake, the insurance companies joined together and form the CEA (California Earthquake Authority). Farmer's Insurance is proud to be part of the CEA and can offer you earthquake insurance for your home.

If you decide to take this coverage, it must be equal to the coverage you have with your regular homeowner's policy. If you do have a loss due to an earthquake you will still be responsible for your mortgage balance. Discuss this with your family and insurance agent before making a decision. You may want to check out the CEA's website. And, as always, contact me if you have any questions.

Farmer's Insurance in Santa Clarita

As we approach the end of the year it is probably a good idea for you to think about your insurance coverage. Your current situation may be vastly different than it was even a year ago.

• Has anyone moved in or out of your home? If so, you may need to make changes to your automobile policy
• Have you opened or expanded a business?
• Have you started a business from home? Separate insurance may be required to cover you in case of a loss
• Have you looked at your life insurance needs lately? If your policies are over 10 years old you may want to add additional term or other life insurance policies

Call me any time to discuss these or other needs you may have.

FEMA Disaster Relief Available in Santa Clarita

If you sustained a loss or damage during the recent fires you may be eligible for disaster aid from  FEMA. To find out more contact them directly at  1-800-621-FEMA  (3362)  or you  can  apply  online at FEMA.gov. When you contact them be sure to have these things available:

• Social Security number
• Daytime telephone number
• Current mailing address
• Address and zip code of the damaged property
• Directions to the damaged property
• Private insurance information, if available

This assistance is available whether you are a homeowner, renter or business owner. As always, contact me if you have any questions. I am at (661) 288-2001

Santa Clarita Farmer's Insurance

Now that the fires are over and we have had time to think about our homes and possessions, it may be time to take a look at the coverage you have on your real and personal property. Many people fail to review their coverage regularly and can be at a disavdantage financially should a loss occur.

Contact your insurance agent and make an appointment to go over your policy. Find out if you need to make any changes that could be beneficial to your particular situation. Right now, before the end of 2007, is the perfect time to make any changes, inquire about coverage on jewelry, furs, coin or stamp collections, or any other items that may need to be listed separately in your policy.

Do not delay on this. Call me at 661.288.2001 to discuss your insurance needs.