Farmer's Insurance has a long history here in the United States. But what about homeowner's and fire insurance in places like Europe? One of my clients recently returned from Finland. She told me that homes there are built to last for several hundred years. What effect would that have on your homeowner's insurance if your home would be around that long?
This home, in the countryside of Finland, was built in the 1700's. It has been remodeled and updated since then, but the original structure is the same.
Homes in the United States are assumed to have a useful life of about sixty years. Appraisers use this number when determining the remaining life and it is also used in the depreciation process. Contact me at (661) 288-2001 with any questions you may have about your home or other insurance needs.

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