When you are thinking about homeowner's insurance in Santa Clarita, be sure to get a C.L.U.E.

When you are ready to purchase a home you may want to consider getting a clue first. That's a C.L.U.E., which stands for Comprehensive Loss Underwriting Exchange. This is a database of insurance claims that have been filed by the homeowner at the address of the home you will be purchasing during the previous five years. About 90% of all claims filed are included in this database, and include a wide range of claims made, including water damage, theft, liability, fire, and major catastrophe. The homeowner is required by law to disclose any claims that have been made, but many times these disclosures are incomplete for various reasons. A CLUE report is not free but can be obtained at a cost of under $30 by several different companies. Ask your insurance agent, realtor, or other professional to give you more information about this before you purchase a home.